Terms and Conditions

I understand I may use these leads as often as I choose, to promote anything I choose or resell them.
If I am purchasing on auto-ship my leads will be mailed to me by 1st Class mail every 30 days. 
I agree to contact ABM if leads are not received by 2 weeks after Debit day for a replacement to be sent. Delivery Confirmation may cost extra.
Funds are available at the time of this order by the credit/debit card or checking account provided and each month when funds are due. (every 30 days if on auto-ship) 
A $30 fee will be charged to the checking account on file for each returned check. 
Due to the nature of ABM's product, I agree and understand there are NO REFUNDS.
Refusing my order does not constitute cancellation.
No response ratio has been implied or guaranteed.
ABM will replace any undeliverables returned to me 2-to-1 within 60 days from the date of purchase.
By placing this order, I authorize American Bill Money to charge my credit/debit card on File or ANY I provided by phone, fax, mail or email, or draft my checking account (on a monthly basis if on auto-ship) as per my order above and ANY order(s) made by phone, fax, online or through the mail for additional marketing materials until such a time that I give American Bill Money notification by Email Only (abm@abminfo.com) to request cancellation at least Two Business Days Prior to the next Debit Day. I agree to this Cancellation Policy.
Auto-ship monthly orders are debited and shipped approximately every 30 days from the date of this order.

Affiliate Terms and Conditions

ABM's "One-Up" Residual Pay Plan

You will be paid $75 every month for EVERY $125 Monthly “Auto-Ship” you refer to ABM, After Your First One. Your first referral is called your "Qualifying Sale" (Your One-Up) and must remain active & duplicate themselves or they will be replaced. You can go as Wide as you're able to go as there is no limit on how many people you may refer. From your Second referral on, You will also be paid $75 Residually every month for each of their first referrals, & their first, & their first, & their first, & their first, & their first, & their first, E.T.C.

You will be paid $900 for everyone you’re due a commission on that Pre-Pays for 12 Months, and every year after that if they renew. You must be a 12 Month Pre-Paid customer yourself to get paid on any “Pre-Pays”. If you have Not “Pre-Paid” ($1,500) already, we will notify you when you earn a $900 commission. You must then do one of three options, Pay your $1,500 to Upgrade to “Pre-Pay” and we’ll send you the $900 check, -or- Pay Half $750 and we will apply the $900 commission toward your purchase ($1,650 total), -or– Wait till you have a second $900 commission and we’ll apply both commissions ($1,800) to pay for your upgrade to “Pre-Pay”.

Affiliates receive compensation in the form of legitimate payment for the expenditure of their personal services, time
and effort to refer customers to the products and services made available through ABM.
ABM Affiliates are not purchasing a distributorship, equipment, franchise, or any other legally identified entity.
Affiliates may not rejoin under or switch to a different affiliate sponsor. Unless Inactive for at least Six Months.
No other Postcards other than those sold by American Bill Money . Copies are not permitted.
Generic tools are permitted if they don't include ANY of our wording or phone numbers or website and must be
pproved by us prior to use.
All advertisements other than postcards purchased from ABM must be Approved by us Prior to placement.
No adding of anything to the ABM Postcards. If you wish to convey more info, use an approved cover letter.
Our office phone, live sign-up number and 800# Presentation are not to be used in any ads or placed postcards,
cover letters, or literature. 
Our Web address is Not Allowed to ever appear in ANY email.
Any manipulation of any kind, problematic personalities or unprofessional conduct are not tolerated.
You are NOT allowed to pay for anyone else's order with your credit/debit card or check.
If your Qualifying Sale (first referral) quits, or is terminated, they must be replaced immediately with your most recent
referral if you have three or more others, or your next referral if you have two or less others. If not replaced Within 60 days
we will use the eldest active of the one or two you have to fill the void.
If your Qualifying Sale (first referral) does Not have his or her "One-Up" after 90 days, they must be replaced immediately
with your most recent referral as soon as they make their Qualifying Sale (first referral).
If an affiliate quits or is terminated, any sales he or she has created presently or in the future will be "Rolled-Up" to the next active affiliate in his or her Upline.
You must be an active customer in good standing and "order current" to receive any commissions due you.
If you're not able to be debited four weeks in a row due to "Declines" you may lose your affiliation and ID # if not Immediately rectified with a valid payment.
You are Not employed by American Bill Money and you will receive a 1099 for any earnings of $600 or higher for the year prior.
American Bill Money reserves the right to terminate any affiliate violating the terms set forth and maintains the right to add to or change the terms and conditions if and when needed. Any changes take effect upon placement on our website and become part of this agreement.
No personal incomes are implied or guaranteed. Your income will be determined by your personal performance and the positive and negative results of your marketing efforts, for which you accept full responsibility.
I've been made aware that there are faster ways to make referrals other than mailing only to mailing lists.
I elect to become an American Bill Money affiliate. I certify that I am at least 18 years of age. By placing this order, I acknowledge that I have read, understand, and agree to the American Bill Money Terms and Conditions.

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